Some of the smartest answers I have seen people dealing with unsolicited calls for ‘sir free credit card sir,’ ‘sir, personal loan sir,’ ‘exclusive offer for only you sir,’ and other such calls:
Phone rings. Sir, xxx bank is offering personal loan upto xxx on unbelievable terms. Ok I am interested. Can you give me the details. Yada yada yada yada. Fine I also want to know about payments. Blah blah blah blah. Ok, ill take it. Smart choice sir, if you will help me with a few details, what is your name and where do you work? Oh, I thought you knew. I am unemployed and that is why I needed the loan. That person to date has not got a call from the bank again.
Phone rings. Female voice offers life-time free credit card with lowest interest rate in market, friendliest repayment options, exclusive discounts/offers on using the card. Great, that is exactly what I need. Thank you sir, if you can give me some personal details. Actually this is my office phone and I cant use it long, so can you come over to my place tonight at about 9 pm to complete the affair? No further calls.
Phone rings. Sir, I have a exclusive offer for limited period on a car/house/personal loan and if you take it now you will benefit by yada yada blah blah . Really, what luck I needed a loan desperately and which bank are you calling from? Sir, from xxx bank. You should have told me earlier, the state general manager is a chaddi buddy of mine yaar and how come he never told me about this, I’ll call and ask … hello? Hello?
Phone rings. Sir, we have an offer for a lifetime free…. Excuse me, but which bank are you calling from? Oh sorry sir, I am calling from xxx bank. Oh ok, and what did you say your name was? Sir, this is xxx. Ok, xxx thanks for the details and you and your bank can expect a call from TRAI authorities soon for an explanation on why you called me when my number is on the do-not-disturb list.
Till date, no further calls...